Welcome to Credit Mall
Empowering Financial Inclusion for All
Buy Now, Pay Later! It's That Simple!!
About Credit Mall
At Credit Mall Limited (CML), we are making financial access easier than ever. From household items, affordable smartphones to building materials, we provide flexible, accessible credit solutions that help you get what you need today and pay later no matter where you are in Ghana.
Our mission is to bridge the gap between aspirations and reality through innovative credit solutions that empower individuals and businesses across Ghana.
Discover CML
CML on Wheels
Nationwide Delivery, Nationwide Access
No matter how remote your location, we bring our stores straight to your doorstep. Shop a wide range of household items, eco-friendly and climate-smart electronics, and lifestyle goods on credit. With CML on Wheels, you can shop now and pay later wherever you are in Ghana.
CML Innovations
Affordable and Quality Electronics You Can Trust
Explore CML's line of high-quality, eco-friendly and affordable electronics designed specifically for you. Our products are reliable, durable, and designed to meet your everyday needs. From TVs to home appliances, every CML product delivers real value.
CML Mobility
The Future of Transportation is Electric!
Say hello to smarter, greener transportation with CML Mobility. Built tough for rough roads with long-lasting batteries, our electric bikes get you where you need to go faster and cheaper, all while reducing your carbon footprint and saving you money on fuel. Ride into the future with our climate-smart electric bikes.
Our Partners
We collaborate with industry leaders to bring you the best financial solutions and services. Our partnerships ensure we deliver exceptional value to our customers.
Our Impact
Impacting Ghana's Workforce, One Solution at a Time
Transforming Lives Through Credit
Our credit service for Teachers, Government, and Salaried workers has transformed lives. By offering affordable credit and flexible payment options, we are committed to providing every Ghanaian with the resources to invest in their futures. Whether it's helping people build homes, stay connected, and gain access to everyday electronics.
Driving Change Through Financial Inclusion
Our mission is to ensure that everyone, no matter their background or income level, has access to financial products and services that can improve their lives. Through CML on Wheels, Ascend Smartphone Financing, and Builder's Club, we're bridging the gap between financial exclusion and opportunity.
Breaking the Cycle of Financial Exclusion
We understand that access to financial products is key to breaking the cycle of poverty and improving household resilience. By offering access to credit, and various financing options, we empower people to improve their lives, start and grow businesses, and contribute positively to society. This has a ripple effect of strengthening local economies and creating new opportunities for future generations.
Our Success Story
Successes chalked by CreditMall through sales, loan disbursements, and growing revenue demonstrate our commitment to financial inclusion across Ghana.
Happy Customers
Loan Disbursements
Partner Stores
Customer Satisfaction
Why Credit Mall?
Because You Deserve Better!
Flexible Payment Plans for Everyone
At Credit Mall, we believe in making life easier. Whether you are shopping for electronics, building a home, or upgrading your lifestyle, our flexible pay-later options give you the freedom to buy now and pay on your terms. No stress, no hidden fees, just simple, affordable credit.
Nationwide Reach
With CML on Wheels, we deliver directly to even the most remote areas. Whether you are in a major city or a small village, we ensure you have access to the products you need that fits your budget.
Affordable Technology at Your Fingertips
Get access to the latest technology from smartphones to EV bikes all at prices you can afford. We are making high-tech solutions accessible to everyday Ghanaians.
Stories from Our Customers
Read how Credit Mall's financial solutions have transformed lives across Ghana through affordable access to technology, home building materials, and everyday essentials.
Credit Mall has been a blessing to my family. As a teacher in Tamale, I was able to furnish my home with quality appliances through their flexible payment plan. Their customer service is exceptional!
Abena Mensah
Teacher, Tamale
Through CML on Wheels, I was able to purchase a smartphone on credit despite living in a remote village. Now I can stay connected with my family abroad and run my small business more efficiently.
Kwame Boateng
Entrepreneur, Eastern Region
The Builder's Club made it possible for me to start building my home while still managing my other financial responsibilities. Their flexible payment options have truly changed my life!
Grace Appiah
Government Worker, Kumasi
With Ascend, I got a high-quality smartphone that helps me with my university studies. The daily payment plan fits perfectly with my budget as a student. Thank you CML!
Daniel Adjei
Student, University of Ghana