Ascend Smartphone Financing

Bridging the digital divide with accessible smartphone financing

Digital Access for All

In today's fast-moving digital world, having access to a smartphone is a necessity. Recognizing this, Credit Mall introduced Ascend Smartphone Financing, a solution designed to bridge the digital divide by making smartphones accessible to everyone, regardless of income level. In an increasingly connected world, access to smartphones and the internet is essential for access to education, healthcare, employment, and financial services.

At Credit Mall, we believe digital inclusion is the foundation of modern empowerment thus creating a pathway to progress for individuals and families across the country. We align with the UN's SDG 9 (Industry, Innovation, and Infrastructure) fostering inclusive technological growth.

Connecting communities to opportunities

Person using smartphone

How Ascend Works For You

Ascend offers a flexible payment model that allows individuals to acquire quality smartphones without the burden of a large upfront cost. Instead, customers can choose from a range of devices and spread the cost over manageable installments.

Quality Devices

Access a wide range of quality smartphones from trusted brands, carefully selected for reliability, performance, and value. From entry-level to premium devices, we have options for every need.

Flexible Payments

Choose payment schedules that work for your financial situation - daily, weekly, or monthly installments with no hidden fees. Our transparent terms make budgeting straightforward.

Simple Approval

Our streamlined application process makes getting approved quick and hassle-free. We've designed our eligibility criteria to be inclusive, focusing on your ability to make the affordable payments.

Digital Empowerment

Benefit from digital skills training and support after purchase. We help you maximize your new device with resources for education, productivity, and financial management.

Who Benefits from Ascend

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Educators

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Civil Servants

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Small Business Owners

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Gig Economy Workers

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Students

Ascend has proven to be a lifeline for those who need reliable mobile access to work, learn, and thrive in the digital economy.

Digital Inclusion Impact

In an increasingly connected world, access to smartphones and the internet is essential for access to education, healthcare, employment, and financial services. Here's how Ascend is creating positive change:

Education

Access to online learning resources, courses, and educational apps for all ages

Employment

Job search capabilities, remote work opportunities, and gig economy participation

Healthcare

Telemedicine services, health information, appointment scheduling, and wellness apps

Financial Inclusion

Mobile banking, digital payments, budgeting tools, and access to financial information

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UN SDG Alignment

Credit Mall's Ascend initiative aligns with the UN's Sustainable Development Goal 9: "Industry, Innovation, and Infrastructure" which aims to build resilient infrastructure, promote inclusive and sustainable industrialization, and foster innovation.

Our Commitment

We believe that digital inclusion is the foundation of modern empowerment, creating pathways to progress for individuals and communities. By making smartphones accessible to everyone, we're helping bridge the digital divide and creating opportunities for growth and development.

Fostering inclusive technological growth

Ascend Impact

10k+

Devices Financed

85%

First-Time Smartphone Owners

75%

Education Access Improved

60%

Report Income Increase

Ready to get connected?

Apply for Ascend Smartphone Financing today and join thousands of Ghanaians who are accessing digital opportunities through affordable, flexible device payment plans.

Apply Now