Ascend Smartphone Financing
Bridging the digital divide with accessible smartphone financing
Digital Access for All
In today's fast-moving digital world, having access to a smartphone is a necessity. Recognizing this, Credit Mall introduced Ascend Smartphone Financing, a solution designed to bridge the digital divide by making smartphones accessible to everyone, regardless of income level. In an increasingly connected world, access to smartphones and the internet is essential for access to education, healthcare, employment, and financial services.
At Credit Mall, we believe digital inclusion is the foundation of modern empowerment thus creating a pathway to progress for individuals and families across the country. We align with the UN's SDG 9 (Industry, Innovation, and Infrastructure) fostering inclusive technological growth.
Connecting communities to opportunities

How Ascend Works For You
Ascend offers a flexible payment model that allows individuals to acquire quality smartphones without the burden of a large upfront cost. Instead, customers can choose from a range of devices and spread the cost over manageable installments.
Quality Devices
Access a wide range of quality smartphones from trusted brands, carefully selected for reliability, performance, and value. From entry-level to premium devices, we have options for every need.
Flexible Payments
Choose payment schedules that work for your financial situation - daily, weekly, or monthly installments with no hidden fees. Our transparent terms make budgeting straightforward.
Simple Approval
Our streamlined application process makes getting approved quick and hassle-free. We've designed our eligibility criteria to be inclusive, focusing on your ability to make the affordable payments.
Digital Empowerment
Benefit from digital skills training and support after purchase. We help you maximize your new device with resources for education, productivity, and financial management.
Who Benefits from Ascend
Educators
Civil Servants
Small Business Owners
Gig Economy Workers
Students
Ascend has proven to be a lifeline for those who need reliable mobile access to work, learn, and thrive in the digital economy.
Digital Inclusion Impact
In an increasingly connected world, access to smartphones and the internet is essential for access to education, healthcare, employment, and financial services. Here's how Ascend is creating positive change:
Education
Access to online learning resources, courses, and educational apps for all ages
Employment
Job search capabilities, remote work opportunities, and gig economy participation
Healthcare
Telemedicine services, health information, appointment scheduling, and wellness apps
Financial Inclusion
Mobile banking, digital payments, budgeting tools, and access to financial information
UN SDG Alignment
Credit Mall's Ascend initiative aligns with the UN's Sustainable Development Goal 9: "Industry, Innovation, and Infrastructure" which aims to build resilient infrastructure, promote inclusive and sustainable industrialization, and foster innovation.
Our Commitment
We believe that digital inclusion is the foundation of modern empowerment, creating pathways to progress for individuals and communities. By making smartphones accessible to everyone, we're helping bridge the digital divide and creating opportunities for growth and development.
Fostering inclusive technological growth
Ascend Impact
Devices Financed
First-Time Smartphone Owners
Education Access Improved
Report Income Increase
Ready to get connected?
Apply for Ascend Smartphone Financing today and join thousands of Ghanaians who are accessing digital opportunities through affordable, flexible device payment plans.