Physical Retail Experience
At CML, we understand that many customers still value the experience of walking into a physical store, seeing, touching, and comparing products before making a decision. That is why we introduced CML Stores, our network of physical retail locations designed to complement our online and mobile truck services, bringing financial access closer to urban and peri-urban communities.
As we continue to expand across the country, our vision remains clear: to make financial services and essential products accessible and empowering for everyone.
Bringing finance and retail together

The CML Stores Experience
Customers can explore a wide selection of high-quality, affordable products, including smartphones, energy-efficient appliances, electronics, and household essentials. We are bringing together affordability and convenience all under one roof.
Product Variety
Our stores feature a carefully curated selection of high-quality smartphones, energy-efficient appliances, electronics, and household essentials, all at affordable prices to meet your needs.
Flexible Financing
Our in-store credit advisors can guide you through available credit options, explain terms in simple language, and help you make informed decisions that align with your financial goals.
Expert Staff
Our trained staff are always on standby to answer your questions, demonstrate products, and help you find exactly what you need for your home or business.
Customer Support
Every CML Store offers comprehensive customer support services, including product warranties, repairs, and assistance with payment plans or account management.
Experience CML Stores



Find a CML Store Near You
Visit one of our many locations across Ghana to explore our product range and speak with our credit advisors in person.
Credit Mall Headquarters-Accra
32 Independence Avenue
+233 59 316 6036
Credit Mall Kumasi Branch Office
Amakom GNAT Secretariat Office
+233 54 523 4023 / +233 54 394 6630
Credit Mall Tamale Branch Office
Tamale GNAT Office
+233 24 320 9855
Credit Mall Takoradi Branch Office
Close to the GNAT Office
+233 59 466 8875
CML Accra Store
Amarhia Tollbooth (Opening soon)
+233 53 506 2380
+ 5 more locations
Ready to experience CML Stores?
Visit us today to explore our wide selection of products with flexible financing options tailored to your needs.